_By law you may request a free credit
report (credit score not included) once every 12 months
from each consumer credit reporting company:

• Equifax Phone: 1-800-685-1111
• Experian Phone: 1-888-397-3742
• TransUnion Phone: 1-800-916-8800

Make this on-line request at http://www.ftc.gov/freereports

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Make sure
all data is accurate and
up-to-date.

Report and correct errors
to the credit bureau. Inaccurate
information can cause
bad problems.
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