_By law you may request a free credit report and credit score not included) once every 12 months from each consumer credit reporting company:

• Equifax Phone: 1-800-685-1111
• Experian Phone: 1-888-397-3742
• TransUnion Phone: 1-800-916-8800

Annualcreditreport.com. is authorized to fill orders for the free annual credit report you are entitled to.

For example, some sites sign you up for a supposedly “free” service that converts to one you have to pay for after a trial period. If you don’t cancel during the trial period, you may be unwittingly agreeing to let the company start charging fees to your credit card.

Make sure
all data is accurate and
up-to-date.

Report and correct errors
to the credit bureau. Inaccurate
information can cause
problems.

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